Kvarn Investment Services Ltd is an authorised investment firm supervised by the Finnish Financial Supervisory Authority. Our licence covers only the reception and transmission of orders. The company does not provide investment advice or crypto-asset services. The custody of financial instruments and other investment services are provided by our selected partners.
Risk notification: Investing always involves a risk of capital loss. The value of financial instruments and investments can go up or down, and past performance is not a guarantee of future returns. It is possible that you may not recover all of your invested funds or that you will lose your entire invested capital. Before making an investment decision, investors should carefully familiarize themselves with the characteristics, risks, and potential costs of the investment.
Respected and Trusted Investment Leaders
Gain access to products from the world's leading issuers and visionary asset managers
Transparent, simple fee structure
Make your money matter
Start investing with just 0.10% (min. €8) and unlock better rates automatically.
Unified pricing across all markets
Trade across all markets – from Europe to the United States – with the same clear pricing, without complexity or hidden fees. Trading fees cover all instruments: stocks, ETPs (ETFs and ETNs), and funds
| Basic | Active | VIP | |
|---|---|---|---|
| Trading Fee | 0.10% | 0.08% | 0.06% |
| Minimum Fee | €8 / $8 | €6 / $6 | €4 / $4 |
| Portfolio Value | €0 - €10,000 | €10,001 - €100,000 | €100,000+ |
*Fees are charged in the quotation currency of the traded instrument (EUR, USD, SEK, NOK, DKK, GBP).
Trade more -Pay less
Bring your investments to us and invest at professional-level costs.
Start investing in your future today
Create a free Kvarn X account, make instant fiat-deposits and buy stocks and ETFs in minutes.
Stocks & ETF's FAQ
Getting started takes just a few minutes:
- Create your free Kvarn X account on our website or via the Kvarn X mobile app.
- Complete the quick onboarding process to verify your identity.
- Follow the instructions to activate your account, including custody and safekeeping partner setup.
- Make a SEPA Instant deposit in euros (€) to your custody account.
- Start investing in global stocks and ETFs right away.
You’ll gain access to leading markets, curated investment themes, and powerful portfolio tools — all within one secure platform.
Kvarn X offers the Nordic region’s most competitive trading fees with a fully transparent and unified pricing structure:
- 0.06% per trade (minimum €4) — special offer valid until year-end
- Unified pricing across U.S., European, and Nordic markets — covering stocks, ETFs, ETPs, and mutual funds
- No hidden costs or complex tiering
After the promotional period, the standard minimum fee will revert to €8. As your trading volume grows, your fee level upgrades automatically.
Your security is our top priority.
- Kvarn Investment Services Ltd is an authorised investment firm supervised by the Finnish Financial Supervisory Authority (FIN-FSA). Our licence covers only the reception and transmission of orders. The company does not provide investment advice or crypto-asset services. Custody of financial instruments and other investment services are provided by regulated partner institutions within the European Union.
- All client funds and securities are safeguarded in segregated accounts, held under each client’s own name with regulated EU custodians and service partners.
- Kvarn adheres to strict European financial, operational, and data protection standards, ensuring the highest levels of security, transparency, and client asset protection.
There is no minimum deposit requirement. You can start investing with any amount that fits your goals — whether you begin small or build a diversified portfolio over time. Kvarn X is designed to make investing accessible for everyone.
Yes — you can access Kvarn X anytime, anywhere:
- On mobile, via the Kvarn X app (available on the App Store and Google Play)
- On desktop, through our full-featured web platform
Both versions provide real-time data, portfolio tracking, and seamless trading across global markets — so you can manage your investments effortlessly wherever you are.
Kvarn X offers access to a broad range of international investment instruments and products, with coverage expanding continuously.
You can trade and invest in:
- U.S. and European stocks
- ETFs (Exchange-Traded Funds) across leading European exchanges
- ETPs (Exchange-Traded Products) and other listed investment instruments
- Curated thematic themes via selected ETFs and stocks, such as Artificial Intelligence, Banking & Fintech, and Megatrends & Sector ETFs
- Mutual Funds (coming soon)
- Derivatives, including futures and options (coming soon)
Kvarn X continuously adds new markets and instruments to give investors diversified access across global asset classes — all within one secure platform.
You can browse instruments, filter by category, and access real-time data and analysis tools here.
Kvarn X offers the Nordic region’s lowest trading fees for U.S. stocks and European ETF/ETPs — helping you keep more of your money invested.
With a simple, transparent pricing model and no hidden costs, you can trade across U.S., European, and Nordic markets at a fraction of the cost charged by traditional brokers.
Special offer: Trade with a minimum fee of only €4 per trade until the end of the year. Outside the promotional period, the standard fee schedule will apply, with a minimum fee of €8 per trade.
Absolutely. Kvarn X is built for both beginners and active investors.
You’ll benefit from:
- Low fees and transparent pricing — keep more of your money invested.
- An intuitive, modern platform — simple to use on both mobile and web.
- Educational resources and market insights — helping you learn and make confident investment decisions.
- Local and multilingual support — available in Finnish, English, and Swedish.
Smart tools to track, analyze, and optimize your portfolio performance.
Investment Themes help you explore market opportunities that align with your interests and outlook. Each theme groups together related sectors, asset classes, and products, making it easier to discover and follow key market trends.
Kvarn X provides access to leading global issuers, fund managers, and products, allowing you to gain diversified exposure across stocks, ETFs, and other listed instruments — all in one platform.
Kvarn X is a modern cross-asset investment platform built for investors who value global access, transparency, and control. You can invest in U.S. and international stocks, ETFs, and other listed products at Nordic’s most competitive fees, all through an intuitive and secure web and mobile experience.
Our mission is simple — to empower investors to build diversified, future-focused portfolios with ease and cost efficiency. Kvarn X connects you to global markets, leading issuers, and innovative investment themes, supported by reliable market insights, data, and educational content.
We believe every investor should be able to stay informed, engaged, and connected to the pulse of global markets — with all the curated insights, tools, and transparency in one seamless platform..
Kvarn X does not provide personalised investment advice or recommendations. All information is for general educational purposes only. Investing involves risk. The value of investments can rise or fall, and you may lose some or all of the money you invest. Past performance is not a reliable indicator of future results.
